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Manufactured Spending & Bank Bonuses

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Hello and Welcome to ApplyinCredit!

Hello again, and welcome to ApplyinCredit. This is the start of my personal blog: my name is Richard, and I created this blog to share my experience and knowledge in the world of manufactured spending and provide financial tips, especially for those just coming into the space. I know I was confused when I first got into the space and was pointed to blogs like Doctor of Credit. So my goal is to provide context and help readers understand how to apply these methods to better their financial future.

Email/Contact: ApplyinCredit@gmail.com